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“Original” Medicare
Parts A+B
- Part B typically pays 80% of the Medicare approved amount for most covered outpatient services, after deductible
- Does not cover most prescription drugs
- Generally, does not cover routine dental, hearing, and/or vision services
If you are not automatically enrolled, you can sign up through Social Security
Prescription Drug Coverage
Part D
- Works alongside “Original Medicare” or certain other Medicare coverage that doesn’t already include prescription drug coverage
- Helps pay for covered prescriptions but costs may include premiums, copays and deductibles
- Part D does not include routine dental, hearing, and/or vision coverage
You generally pay a plan premium in addition to Part B premium and any other plan premium, if applicable
Medicare Advantage
Part C
- Typically lower co-pays for in network doctors and hospital coverage
- Some Plans may include prescription drug coverage
- Not all plans but some plans may include routine dental, hearing, and/or vision care
- Majority plans have out-of-pocket maximums for covered Part A and B services
Some plans may have low or $0 monthly plan premium, although you must continue to pay your Medicare Part B premium.
Medicare Supplement
aka Medigap
- Pay costs of covered services that Original Medicare does not pay
- Does not cover most prescription drugs
- No dental, hearing, and/or vision coverage
Monthly premiums vary depending on the plan and coverage selected.
Fill Out the Form to Speak With a Local Licensed Insurance Agents.
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TPMO Disclaimer: We do not offer every plan available in your area. Currently we represent 5 organizations which offer 76 products in your area. Please contact Medicare.gov, 1-800-MEDICARE to get information on all of your options.
FCS Disclaimer: Participating sales agencies represent Medicare Advantage [HMO, PPO and PFFS] organizations and stand-alone PDP Prescription Drug Plans that are contracted with Medicare. Enrollment depends on the plan’s contract renewal.
OEP/SEP Disclaimer: Enrollment in the described plan type may be limited to certain times of the year unless you qualify for a Special Enrollment Period.
Non-Government Disclaimer: Not affiliated with the U.S. government or Federal Medicare program.
Plan Availability Disclaimer: Benefits, premiums, provider networks, and plan availability vary by carrier and location.
